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Alternative Payment Methods

Alternative Payment Methods (APMs) are forms of payments that are different from standard card schemes. They offer familiar and frictionless payment experiences to your customers, while making you stand out from your competitors offering only traditional payment experiences.

APMs have completely transformed how we once made online payments. For example, in the Netherlands more than half of the consumers use iDeal to pay online merchandise & Sofort is used by around 85 million people in Europe proving it's vital for businesses of this region.

The types of APMs are prepaid cards, mobile payments, e-wallets, "buy now, pay later" installment based approaches.

Supported Alternative Payment Methods

The APMs you can offer depend on the country your business is registered and operating in. Here's a list of the currently available APMs at SumUp:

Apple PayAustria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovenia, Slovakia, Spain, Sweden, Switzerland, United Kingdom
MyBankGreece, Italy, Spain
SofortAustria, Belgium, Germany, Italy, Netherlands, Spain

Enabling Alternative Payment Methods

To enable APMs for your account, you must provide your merchant code to our support team via our contact us form. Our team will then onboard your account and grant you access to the APMs applicable to your business location.

Once your request is processed, APMs will instantly become available to you within Payment Links, Invoices and Online Store.


At this time APMs are not available in our SumUp plugins.


APMs are currently accessible through the SumUp Card Widget.

To make APM payments successful, you must always set a redirect_url upon checkout creation. Beyond that step the SumUp Card Widget will handle the rest.


Please note that Google Pay Terms of Service are applied to all Google Pay transactions via SumUp Card Widget